How easy is it to refinance your mortgage?
How easy is it to refinance your mortgage?
Refinancing with us is very simple and free. Your current bank isn’t your only option so if you would like to take advantage of the recent rate cuts let us do all the heavy lifting to find you a better deal.
Kylie & Justin have a mortgage on a 5-bedroom home in Shellharbour. We found them a saving of 1% on their loan which saved them $8,500 per annum in interest.
Why Use a Mortgage Broker? Here’s What You Gain
Using a mortgage broker can be a smart move when you're looking for a home loan—whether you're buying, refinancing, or investing.
🧭 Expert Guidance
We do this every day, understand the market, and are up to date with all the latest news. We know what lenders are looking for, and can guide you through the process from application to settlement, making it less stressful and more efficient.
🏦 Access to More Lenders
Unlike a bank that offers only their own products, we work with a panel of lenders. That means more options and a better chance of finding a loan that suits your goals, credit history, and income.
💰 Better Rates & Features
We negotiate better rates, fee waivers and more flexible features. We can also help you structure the loan in a way that works best for your financial situation, like offset accounts or interest-only options.
🚫 No Cost to You
We are paid by the lender once your loan is approved, not by you. That means you get our professional help and saving without paying a fee.
🕒 Saves Time
Instead of contacting multiple banks yourself, we do the legwork for you researching options, comparing rates, and managing paperwork.
Chelsea (client) - "You two have made this process so easy for me compared to the last experience I had with my previous broker, I actually can’t thank you enough".
At Ledgersmith, our mortgage professionals can help you navigate your options and find a solution that’s perfect for you.
Contact us for an obligation free chat -
Loren Marsh - Mortgage Specialist
M: 0437 460 035
E: loren.marsh@ledgersmith.com.au
Anthony Rahme - Asset & Commercial Specialist
M: 0434 016 665
E: anthony.rahme@ledgersmith.com.au
